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ATM Network

ATM Services for Businesses

ChangeGroup is proud to offer both “free to use” and “customer surcharge” ATMs across Europe and the United States. Unlike most other Travel Money companies, we own our own ATM network and do not outsource our ATMs to other providers. This means we have flexibility and full control over the ATM pricing and design.  

We work with landlords and businesses who require ATM services and aim to find the best solution for each individual requirement. We cover all design and installation processes, including seeking planning permits and we pay for all the related costs, including creating effective signage for the ATM. 

Research shows that 80% of our ATM customers make purchases within 100 meters of our machines, and that having cash in their pockets increases consumers’ discretionary and impulse spending, directly benefiting our surrounding retailers and hospitality venues. 

We also offer an option for other ATM brands and major retailers to use our technology and payments infrastructure on a white label basis. These ATMs are typically filled with cash from the retailers’ own stores, which enables them to reduce cash processing costs with banks and CIT providers. By encouraging cash payments in store, the retailers can reduce their credit card fees on customer transactions by as much as 4% and turn customer payments processing into a profit centre rather than a cost centre. 

We are members of many local and international card schemes including LINK in the UK, Visa, Mastercard, China Union Pay, American Express and many more. We actively support the use of cash in the local economy and offer DCC dynamic currency conversion for international card holders. This functionality provides international customers the certainty of a specific exchange rate when making withdrawals abroad. 

In addition, our ATMs are able to dispense both local cash, as well as foreign currencies for customers who are going to be travelling abroad. 

ChangeGroup is a member of ATMIA, the international ATM industry association, where we contribute our processes to ensure best in class security and technology is used globally.

Our ATMs can be found in some of the most prestigious locations around the world, from Harrods in London (where ChangeGroup provides all their ATMs exclusively) to international airports, casinos, railway stations, and famous shopping areas, such as Times Square in New York. 

Being an international provider of ATM services, we offer a 24-hour dedicated help desk for all our business and consumer customers.  Please contact us at any of our country offices to discuss your needs or send us an email:

Our ATM Range

We offer a large range of differing designs and applications for our ATMs and would be glad to help you to select the most suitable options for your business’s individual circumstances.